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Technology, Opportunity & Access: Understanding Financial Inclusion in the U.S.

  Author: Nathaniel Karp, Boyd Nash-Stacey ( BBVA Research )
 July, 2015
  Price: FREE

Abstract:

Although the U.S. is regarded as having a well-developed and deep financial system, financial inclusion continues to be a challenge for many communities and households. Using four databases with over 4 million data points and a PCA methodology, we developed the FIMI for 251 Metropolitan Statistical Areas, to help us identify the main determinants behind financial inclusion.
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